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Neil O.

Jonathan Reichenberg is a great professional, was patient and provided excellent service.

Pre-approval

We have all heard the famous question – which came first, the chicken or the egg?  In the mortgage business we have a similar philosophical question – which comes first, get pre-approved for a home before you find a property or after? There are three areas that are reviewed in terms of determining if a […]

What is the loan process anyway?

You have just found the right home – now what?  We know that finding the right home can be challenging and we would like to help you understand the second phase – securing a mortgage.  Moving through each step below, you will become familiar with the progression of the loan process. Contract of sale is […]

My credit and how it relates to my loan

We throw the word “credit” around, but do we all really understand what credit is? What credit is based on? How it can be both a benefit and/or detriment? The answers to these questions will provide you with a better understanding and will also be an excellent guide for you to follow. There are 5 […]

Down Payment options

Every buyer’s focus is finding the right home and securing that property for their ideal price. One of the major components of the purchase is the down payment amount. Fortunately, buyers have several options when considering their down payment and loan choices. The most well-known option is the 20% down payment. As this is the […]

FHA vs. Conventional Mortgages- what’s the difference?

When you turn on the TV and listen to the radio, you are bombarded with mortgage advertisements. With so much information being directed at you, you are probably wondering – what does this all mean?  And what exactly is the difference between the two main types of loans – Conventional and FHA? Conventional A conventional […]